Terms of Service

The Interface is non-custodial software. It displays public blockchain data and helps you construct transactions that you may choose to authorize with a cryptographic key that only you control. Trades are quoted and routed by the Jupiter aggregation protocol; lending, liquidity and staking positions are created on independent public Solana protocols including Kamino, marginfi, Meteora and Jito. The Interface is, in substance, a client to those protocols.

PRIZM is not a bank, exchange, broker-dealer, money transmitter, money services business, futures commission merchant, custodian, or investment adviser. We do not operate an order book, match orders, hold, freeze or transmit customer funds, execute trades on your behalf, or take title to any digital asset at any time. Every transaction is executed by public, autonomous smart contracts that we do not own or control, is signed exclusively by you on your own device, and settles directly between your wallet and those contracts.

Because the protocols the Interface reaches are public and permissionless, they can be accessed by many other interfaces; nothing about your assets or positions depends on the continued existence of PRIZM.

You may use the Interface only if you are at least 18 years old, have the legal capacity to enter these Terms, and are not a Restricted Person. “Restricted Person” means any person or entity that is the subject of sanctions administered by the U.S. Office of Foreign Assets Control or any equivalent authority; located, organized or resident in any country or region subject to comprehensive sanctions (including Cuba, Iran, North Korea, Syria, and the Crimea, Donetsk and Luhansk regions); or otherwise prohibited from using the Interface under applicable law.

You are solely responsible for ensuring that your use of the Interface is lawful in your jurisdiction. Digital-asset trading is restricted or prohibited in some places; the Interface is offered only where it may lawfully be used, and we may restrict availability anywhere at our discretion.

The Interface generates wallet keys inside your browser. Keys are sealed on your device in an encrypted vault (AES-256-GCM, opened by your password or your passkey) and are never transmitted to us in any form. Where you enable vault sync, only ciphertext that we are cryptographically unable to decrypt is stored.

We cannot access, recover, freeze, or move your funds. If you lose your recovery phrase, password and passkey, your funds are permanently inaccessible, and no one · including us · can restore them. You are solely responsible for safeguarding your recovery materials and for all activity authorized with your keys.

The Interface applies a platform fee to swaps (currently 0.85%, comparable to widely used self-custodial wallets), collected through the routing protocol's referral mechanism and disclosed in the ticket before you sign. Third-party protocols charge their own fees (trading fees, borrow rates, pool fees) and the Solana network charges transaction fees; none of these are collected by or shared with us except as stated. Fee rates may change prospectively; the rate shown at signing controls.

The Interface routes to and displays data from independent protocols and services · including Jupiter, Kamino, marginfi, Meteora, Jito, Pyth, DefiLlama and RPC infrastructure providers. These are not our agents, partners or joint venturers; we do not control their code, governance, fees, uptime or solvency, and we make no representation about them. Your use of any protocol is subject to that protocol's own terms and risks. A protocol exploit, failure, depeg or governance action can result in total loss, and PRIZM bears no responsibility for it.

By using the Interface you acknowledge and accept, without limitation, the following risks:

• Market risk. Digital assets are highly volatile. You can lose the entire value of anything you trade, stake, lend or provide as liquidity.
• Smart-contract risk. Protocols may contain defects or be exploited. Simulation before signing reduces, but cannot eliminate, this risk.
• Execution risk. Prices move between quote and settlement; slippage, failed transactions, network congestion and MEV can affect the outcome. On-chain transactions are irreversible once confirmed.
• Liquid-staking and lending risk. LSTs can trade away from their underlying; lending markets carry borrower, liquidation, oracle and utilization risk; liquidity provision carries impermanent loss.
• Stablecoin risk. Tokens designed to hold a peg can fail to hold it.
• Regulatory risk. The legal treatment of digital assets is unsettled and changing; new rules may adversely affect the Interface or your assets.
• Data risk. Prices, APYs, charts and other figures are sourced from third parties on a best-effort basis, may be delayed or wrong, and are not advice or an offer.

You agree not to use the Interface to:

• violate any law, including sanctions, export-control, anti-money-laundering and counter-terrorist-financing laws;
• launder proceeds of crime or finance prohibited activity;
• engage in market manipulation, including wash trading, spoofing or fraud;
• infringe intellectual-property or other rights of any person;
• probe, attack, overload, reverse engineer or interfere with the Interface or its infrastructure, or bypass any technical restriction;
• misrepresent your jurisdiction or evade geographic or other restrictions, including via VPN where use is restricted.

We may restrict, suspend or terminate access to the Interface for any wallet or person at our sole discretion, including where required by law. Because the Interface is non-custodial, no such restriction affects your assets or your ability to reach the underlying protocols by other means.

Nothing on the Interface is investment, financial, legal, accounting or tax advice, an offer or solicitation, or a recommendation of any asset, protocol or strategy. All information is provided for general informational purposes only. We owe you no fiduciary duties, and to the fullest extent permitted by law we disclaim any that might otherwise arise. You are solely responsible for evaluating every transaction and for your own taxes, including reporting and payment in your jurisdiction.

The Interface's design, text, graphics and branding are owned by PRIZM or its licensors. We grant you a limited, revocable, non-exclusive, non-transferable license to use the Interface for its intended purpose. Token names and marks belong to their respective owners and appear for identification only.

The Interface is provided “as is” and “as available”, without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, title and non-infringement. We do not warrant that the Interface will be uninterrupted, timely, secure or error-free, that data will be accurate, or that any defect will be corrected. No advice or information obtained from us creates any warranty.

To the maximum extent permitted by law, PRIZM and its affiliates, and their officers, employees and agents, shall not be liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or any loss of profits, revenue, data, use, goodwill or digital assets, arising out of or relating to the Interface or these Terms, under any theory of liability, even if advised of the possibility. In no event shall our aggregate liability exceed the greater of one hundred U.S. dollars (US$100) and the platform fees you paid through the Interface in the twelve months preceding the claim.

You will defend, indemnify and hold harmless PRIZM and its affiliates from any claim, damage, liability and expense (including reasonable attorneys' fees) arising from your use of the Interface, your violation of these Terms or of any law, or your infringement of any right of a third party.

These Terms are governed by the laws of the State of Delaware, USA, without regard to conflict-of-laws rules. Any dispute arising out of or relating to these Terms or the Interface shall be resolved by binding arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules, on an individual basis only, in English. You and PRIZM each waive the right to a jury trial and to participate in any class, collective or representative action. Either party may instead bring an individual claim in small-claims court. You may opt out of this arbitration agreement by emailing legal@prizm.trading within 30 days of first accepting these Terms.

We may amend these Terms by posting an updated version with a new date; continued use after posting is acceptance. If any provision is unenforceable it will be limited to the minimum extent necessary and the remainder will stand. You may not assign these Terms; we may. These Terms, together with the Privacy Policy, are the entire agreement between you and PRIZM regarding the Interface. Sections 3, 6 and 8 through 14 survive termination.

Contact · legal@prizm.trading